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5.24% Great Rate PLUS offer available on select move-in ready homes that can close by December 31, 2026, with a fully executed purchase agreement by November 30, 2026. Financing available through Rate.com on a 7/6 adjustable-rate mortgage (ARM) with a 2-1-0 temporary buydown. The initial note rate is 5.24% (6.209% APR) and remains fixed for the first seven years. Under the temporary buydown, the buyer’s monthly principal and interest payments are reduced to an amount calculated using a rate of 3.24% for payments 1–12 and 4.24% for payments 13–24. For payments 25–84, the buyer pays the full monthly principal and interest payment calculated at the initial note rate of 5.24%. Buydown funds subsidize the payment difference during the first two years; the initial note rate remains 5.24% throughout the first seven years. 5.24% Great Rate PLUS savings examples show the estimated savings over the first year of the loan, based on a purchase price of $499,900 with a 20% down payment and an interest rate of 3.24%/4.24%/5.24% compared to a current market rate of 6.75%. Payments and savings reflect principal and interest only; taxes, insurance and other costs are excluded. Temporary buydown assistance reduces the first two years’ payments without changing the note rate. ARM may adjust after year seven. Figures are rounded independently from unrounded calculations, so annual savings may not equal the displayed monthly savings multiplied by 12. All offers are subject to buyer qualifications for specific loan terms, credit, and underwriting requirements. Not an offer to enter into an interest rate agreement. Other restrictions may apply. Not all applicants will be approved. Programs, terms, and conditions are subject to change at any time and without notice. Not combinable with any other offer.